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The user may request for
       termination of the Internet Banking facility any time by giving a
       written notice of at least 15 days to the Bank. The user will remain
       responsible for any transactions made on his Internet Banking account(s)
       through Internet Banking prior to the time of such cancellation of the
       Internet Banking service The Bank may withdraw the
       Internet Banking facility anytime provided the user is given
       reasonable notice under the circumstances. If the Internet Banking
       service is withdrawn by the Bank for a reason other than the breach of
       the terms and conditions by the user, the Bank's liability shall be
       restricted to the return of the annual charges, if any, recovered from
       the user for the period in question The closure of all Internet
       Banking accounts of the user will automatically terminate the Internet
       Banking service The Bank may suspend or
       terminate Internet Banking facilities without prior notice if the user
       has breached these terms and conditions or the Bank learns of the death,
       bankruptcy or lack of legal capacity of the user  |