The user would be allotted
one or more Internet Banking user-id(s) and one or more secret
password(s) by the bank in the first instance. The user will be required
to change the password(s) assigned by the Bank on accessing Internet
Banking for the first time. As a safety measure the user shall change
the password as frequently thereafter as possible. As an additional
safety measure user may be forced to change password(s) whenever Bank
wants
In addition to user-id and
password the Bank may, at its discretion, advise the user to adopt such
other means of authentication including but not limited to digital
certification and/ or smart cards
The user shall not attempt or
permit others to attempt accessing the account information stored in the
computers of the Bank through any means other than the Internet Banking
service
